Fund Your NZ Business Within 24 Hours

Private Business Loans Made Transparent And Simple With HomeSec

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Funding a secured business loan through a private mortgage lender in NZ in place of a traditional bank or financial institution is known as a Private Business Loan. NZBL is partnered with HomeSec who is New Zealand’s fastest and most flexible private business lender. Their streamlined underwriting and application process enables them to approve your loan within 2 business hours, and fund your loan within 1 to 2 business days.  The primary mission of HomeSec is to assist business owners in pursuing their dreams and fulfilling all their company objectives, with little or no disturbance in cash flow. When you apply for a business finance loan through us, we will connect you with Homesec, who will take care of all your specific requirements and aim to make the process as simple as possible.

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Small Business Loan that HomeSec Funds

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Homesec only fund one type of small business loan, and that is their fast and flexible 1st and 2nd mortgages.  However they can be structured in so many different ways, depending on your needs.   They are often referred to under many different names, such as Secured Business Funding, Caveat Loans, Private Business Loans, Private Mortgages.   But they all mean the same thing.

Secured business funding requires security for the loan in the form of a mortgage over real estate assets. Most borrowers submit their homes as collateral. The advantage of secured business funding with HomeSec is if there is sufficient equity in your property, there is a 95% chance you will get approved.  All fees, and the first 6 months of interest can be capitalised into the loan and repaid in a lump sum when the loan expires.  Funding can be up to 75% of the value of the property being offered as security.

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• Short-Term Business Funding

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Short term business loans in NZ is one of the most common funding types used by businesses needing access to large sums of money in a big hurry.  A HomeSec short-term secured loan can be taken for as little as one month.  You can borrow a particular amount at a fixed interest rate and have to repay within a specific term, or you can extend for as long as you like.

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• Loans With Bad Credit History

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Many business owners with a bad credit history cannot get funds from a traditional bank due to their previous repayment history. In such scenarios, HomeSec helps those borrowers with a fast business loan by approving their loans for bad credit in just 2 business hours. We understand there can be many reasons for missed payments in the past, but with Homesec, the credit history is irrelevant.   That's why our bad credit business loans offer that 2nd chance for so many NZ Business Owners.

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Uses of Private Business Loans

You can use the business loans from HomeSec to meet different expenditures of your business like:

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• Advertising And Marketing

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Making your business known to your target audience is a primary part of driving revenue. Loans for business are used for advertising spend and marketing, allowing the business owners to invest in their company’s future.

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• Operational Expenses

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You have fallen behind in daily operational expenses.  Fast business funding from HomeSec can rescue you in these circumstances.

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• Machinery And Equipment

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Every business type needs machinery and equipment for production. You can use the quick loan for business to buy new or used equipment to achieve your goals rapidly.  Homesec's fast business loans in New Zealand are regularly used for urgent repairs when a costly machinery breakdown occurs.

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• Stock

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Additional finances from the private business lenders will help you to purchase stock. In this way, you can access the goods you require to run the operations smoothly.

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Requirements To Get A Fast Business Loan

All Homesec requires is:

• Registered NZBN for your company

• Have real estate property as collateral

• Have a business purpose for the loan

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Why Should You Apply For An Easy Business Loan From HomeSec?

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HomeSec has become one of the most popular lenders for loans, even for NZ clients with bad credit, for the following reasons.

• Borrow from 1 month to as long as you like.  (Homesec loans are known as Open Term business loans)

• Get approved and funded within 24 hours

• Minimal documentation, and no credit checks when you first apply.

• Enjoy NO PAYMENTS for up to 6 MONTHS

• Easy loan monthly payments after the first 6 months

• Funding from $20,000 to $500,000

• All costs are fully tax deductible

So, get fast small business finance for your business today, and have the necessary funds in your bank account within 24 hours.  Decide how much you need to borrow, apply for it, submit the required documents, and get the business capital in hand without affecting your credit score.  HomeSec will always be there to assist you in the entire process. So, click the get finded button and leave the rest to our friendly staff.

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New Zealand’s FASTEST Small Business Loans

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When small business owners are turned away by their banks, they turn to non-bank lenders. However most non-bank lenders want impeccable credit scores, full financial records, and steady cashflow.- What if you can’t offer that?

– If you can only afford, or only want an Interest Only Loan?

– Or you just need a bridging loan for a couple of months?

– Are you are a new business Start-Up?

– Does your business have seasonal or irregular cash flow?

HomeSec can help you with urgent business finance.  Even if you have a 1st mortgage on your property, that’s where our fast 2nd mortgages come to the rescue.  Our urgent business loans are so easy to get, and we don’t need you to jump through all the hoops that other lenders will make you do.

Secured Business Loans or Cashflow Loans?   What’s better?   Cashflow lenders will want to see cashflow records and Profit and Loss statements.  They also want to see a good credit score, plus you need to show how you can service (pay off) the loan each month.  Secured loans are far easier, as they are also known as NO Doc Business Loans.   All we look for is sufficient collateral in real estate.  They are really easy business loans.